U.S.-BASED HIGH-RISK PROCESSING FOR PEPTIDE COMPANIES
Peptide payments shouldn’t disappear overnight.
FPS provides credit card processing for peptide companies through a high-risk system already built for the category. We prepare the file correctly, place it with the right processing path, and stay involved after approval. Approval and final terms are subject to underwriting.
PEPTIDE SPECIALISTS / U.S.-BASED / WORKING SYSTEM IN PLACE
YOU DO NOT NEED ANOTHER WORKAROUND
Temporary processing is not a processing strategy.
Generic processors either decline peptide merchants on sight or board them without understanding the business. One blocks growth. The other creates an account that can collapse at the first review.
FPS specializes in this category. We understand the product model, the underwriting questions, the processing history, and the documentation needed to evaluate the business honestly. The category is disclosed. The file is prepared. The path is built for high risk from the start.
WHERE FPS PERFORMS DIFFERENTLY
A real processing system. Built around peptide merchants.
High-risk card processing
FPS provides a U.S.-based processing path designed for peptide companies instead of trying to force the business into a mainstream low-risk box.
Peptide-specific application prep
We know what the underwriter will question. Your product mix, website, fulfillment, processing history, policies, and statements are organized before the file is submitted.
A system already in place
You are not waiting for FPS to invent a solution after you apply. The intake, statement review, underwriting workflow, and ongoing support structure already exist.
Support after the account opens
Approval is not the end of the relationship. FPS stays involved when questions, reviews, reserves, pricing, or operating changes need a clear answer.
KNOW WHAT YOU ARE PAYING
Your quoted rate is not your real processing cost.
Upload two recent statements. FPS calculates the effective rate from your actual numbers, separates fixed charges from volume-based cost, and flags the lines that deserve an explanation before you move the account.
Review my processing profileProcessor markup
Monthly minimums
PCI fees
Batch fees
Gateway + tokenization
Cross-border charges
Chargeback fees
Rolling reserve
EQUIPMENT + TECHNOLOGY CREDIT
Up to $10,000 for qualifying equipment and technology.
Complete the Processing Fit Check and upload two recent statements to unlock an eligibility review. We do not show a made-up credit amount before the business and final processing terms have been reviewed.
Approval is subject to underwriting. Minimum processing volume and term requirements apply. Any credit applies only to eligible equipment and technology. The offer may change or end.
HOW THE ACCOUNT GETS EVALUATED
We do not hide the category. We prepare it correctly.
What makes the file stronger
- 01The same business identity across the website, application, policies, and statements
- 02A live website with clear products, contact information, refund terms, and fulfillment language
- 03Accurate monthly volume, average ticket, processing history, and chargeback information
- 04Two recent statements that show the account as it actually operates
- 05A direct explanation of any prior termination, reserve, or MATCH/TMF history
What creates avoidable problems
- 01Disguising the peptide category or using a misleading descriptor
- 02Submitting numbers that do not match the statements
- 03Missing policies or unclear shipping and refund terms
- 04Sending applications everywhere and collecting avoidable declines
- 05Waiting for the underwriter to discover a prior account problem on their own
FPS prepares and presents the business accurately. The acquiring institution makes the final approval, pricing, reserve, and term decisions.
STRAIGHT ANSWERS
What peptide merchants ask before switching.
Peptide processing is not an add-on category for FPS. It is a specialty. The intake, statement review, file preparation, and support process are already built around the questions peptide merchants face.
Yes. FPS is U.S.-based and provides a high-risk processing path for peptide companies. Every account is still subject to underwriting and final approval.
Tell us exactly what happened. We review the termination reason, statements, chargeback history, reserve activity, and current website before determining whether the FPS system has a viable next path. A new approval is not guaranteed.
There may be. Reserve requirements depend on the business and are set during underwriting. Any proposed reserve is part of the terms you review before accepting an account.
The final term depends on the approved processing agreement. FPS reviews the term, renewal language, and any early-termination conditions with you before the account is accepted.
The contracting parties and final account terms are disclosed before you accept the processing agreement. FPS does not ask you to sign a blind offer.
Disclose it in the Fit Check. MATCH/TMF history materially changes the available path, but hiding it only creates another decline later. FPS reviews the reason and the current business before discussing next steps.
Pricing depends on the business, volume, history, product mix, and final underwriting terms. The Fit Check and statement review let FPS discuss your real cost without advertising a generic rate that may not apply to your account.
Two months show whether volume, fees, chargebacks, refunds, and reserve activity are consistent. They also let FPS calculate your current effective cost from real account data instead of a guess.
BUILD YOUR PROCESSING PROFILE
Let’s see what your processing path looks like.
The Processing Fit Check takes about two minutes. It gives FPS the business, volume, product, and processing-history details needed for a useful first review—without collecting SSNs or bank credentials on this site.
Start my Fit Check